Tool 02 · Coast FIRE

When can you stop saving?

Coast FIRE is the point where what you've already invested will grow — with no further deposits — into your retirement target on its own. After it, you only need to cover today's bills. The pressure's off.

Coast number today

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Your age today30

Retirement age60

Invested so far$50,000

Annual return7%

Yearly spending$30,000

Withdrawal rate4%

Retirement target = yearly spending ÷ withdrawal rate.

Retirement target

Coasts to

Progress to coast

Still to invest

Pro features. See the date you hit coast, read insights, compare retirement ages, and export your plan.

Pro

When will you coast?

Refine the model

Investing per month$1,000

If you’re not there yet, this is how fast you close the gap.

Year by year (coasting, no new deposits)

Compare retirement ages

Retire at	Coast number today	Are you there?