← The desk

Tool 04 · Compound interest

Watch your money grow itself.

Compound interest is the engine behind every other tool here: your returns start earning their own returns. Set a starting sum and a monthly deposit, and see how much of the final pile is money you never put in.

After 25 years
$0

Of which $0 is growth you never deposited.

$10,000
$300
7%
25
Final balance
$0
You put in
$0
Interest earned
$0
Interest share
0%

Pro features. Step up deposits, see today's-money value, read insights, and export the full schedule.

Pro

Model it properly

Refine the model

0%

Raise your monthly deposit by this much every year.

0%

Adds a “real value” line so you see what it’s worth in today’s prices.

Year by year

Compare return rates

Annual returnFinal balanceInterest earned
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