Tool 03 · Drawdown

Will your money last?

Once you stop earning, the question flips: not how fast it grows, but how long it survives. Set your pot, your spending and the returns you expect, and see the age the well runs dry.

Your money lasts until

—

Starting pot$600,000

Spending / year$40,000

Annual return4%

Inflation2.5%

Your spending rises by this each year.

Starting age60

Lasts

0 yrs

First-year spend

Real return

Runs dry at

—

Pro features. Add other income, stress-test for bad markets, see a safe spend level, and export.

Pro

Stress-test the plan

Refine the model

Other income / year$0

Pension, rental or part-time income that offsets your spending.

Stress test ±2%

Shows a good- and bad-market band around your expected return.

Year by year

Compare spending levels

Yearly spend	Money lasts	Runs dry at