Roadmap
Where the desk is heading.
FinanceOneDesk grows steadily and out in the open. Here's what's already live, what's being built, and what's planned — plus how you can push something up the list. The plan is breadth without bloat: more tools, each still built around a single, honest question.
Live now
Eight collections, twenty tools.
Everything below is built, tested against the underlying formulas, and free to use — with an optional one-time Pro unlock that deepens every tool.
01 · Financial independence
FIRE, Coast FIRE, drawdown, compound interest, retirement number, savings rate — six tools.
02 · Debt & loans
Loan & mortgage calculator and a snowball-vs-avalanche debt payoff planner.
03 · Budgeting & net worth
A 50/30/20 budget planner and a private net-worth tracker with projection.
04 · Investing & tax
An investment projector that exposes fees, and a capital-gains-tax estimator.
05 · Planning essentials
An emergency-fund sizer and an inflation / buying-power calculator.
06 · Insurance & protection
A life-insurance need calculator (DIME) and an income-protection check.
07 · Property & housing
A mortgage-affordability calculator and a fair rent-vs-buy comparison.
08 · Pensions & goals
An employer-match calculator and a savings-goal planner with milestones.
The plan
What's coming next.
Roughly in priority order. Timelines are intentionally loose — this is an independent project built carefully, not to a deadline — and the order shifts based on what people ask for.
- 1Retirement-income drawdown. Planned. Turning a pension pot into a sustainable monthly income, building on the employer-match and drawdown tools already live.
- 2More long-form guides. Ongoing. Plain-English deep dives to sit alongside each collection — investing basics, beating inflation, and building your first budget.
- 3Goals & savings targets. Planned. Work backwards from a goal and a date to the monthly amount that gets you there, with milestones along the way.
- 4Quality-of-life upgrades. Ongoing. Shareable result links, richer printable reports, more chart styles, and small refinements across every existing tool.
Always-on principles
What won't change.
- Free core tools, forever
- Your numbers stay on your device
- No accounts, no sign-up
- One-time Pro, never a subscription
- Open, tested methodology
- One question per tool
However far the desk grows, the foundations stay put: privacy by design, honest maths, and clarity over clutter. New tools earn their place only if they answer a real question simply — breadth should never come at the cost of the calm, focused feel that makes the desk worth using.
Help shape it
Tell us what to build.
The single biggest influence on this list is what people actually ask for. If a calculator or guide you need isn't here, say so — popular requests move to the top.